Individual Health Plans in NJ  All plans offered to New Jersey Residents  Individual Plans in Other States  Low cost open access health plans  Managed Care Health Plans in PA  Aetna, HealthAmerica and Keystone  International Travel Medical Insurance   When traveling abroad  Disability and LTC Quotes  Protect your most important assets  The Lowest Cost Life Insurance  Save up to 70% fast  Medicare Plans and Costs  We help you understand your options and secure the right coverage.  Stand alone Prescription plan  Guaranteed issue covering all pre-existing conditions with unlimited savings  Foreign Travelers Visiting the U.S.  When No U.S. Citizen Visit the U.S.  Viaticals and Senior Settlement  Sell non-needed life insurance for cash  Student Health Plan  Affordable coverage for students  Hospital Expense Gap Filler  Pay the deductible and coinsurance for less  BizPlan and AgriPlan  Save upwards of 50% on non-covered expenses  Medical Cost Advocate  Free Negotiations to lower Medical and Dental expenses  Short Term Medical Plans  Between jobs or COBRA alternative  Individual Dental Plans  All pre-existing conditions covered  Trip Cancelation Insurance  Option when booking travel

 
 
Consumer Awareness:  "Helpful links to understand Costs and Risks" 

 
 
This is a summary of some of the products we offer group with two or more employees:

Representing all Admitted Insurance Carriers  Health, Dental, Disability and Vision  Over 20 plus concepts to reduce benefit costs  Acrobat file with highlights  Flexible Spending Accounts (FSAs)  Medical, Dependent care and Transportation  Health Reimbursement Accounts (HRAs)  Plan Design and Administration  Health Savings Accounts (HSAs)  Savings Account with High Deductible Health Plan  Employee Assistant Plans  Solutions to reduce Absenteeism  Medibridge Hospital Expense Gap Filler  Covers Deductibles and Copays for hospital related expenses  Individual Dental Plans  Group plans not offered or pre-existing condition coverage is needed.  International Travel Medical Insurance  Coverage outside the country  Short Term Medical Plans  Satisfy Waiting Periods or COBRA Alternative  Foreign Travelers Visiting the U.S.  When executives or relatives visit  Workers Compensation Cost Reductions  Managed Care WC, Reward off the job injuries, motivate safety first  DBL & TDB Disability Alternatives  Better Service and Lower Cost solutions  Viaticals and Senior Settlement  Cash for un-needed Life Insurance  Supplemental Insurance Plans  Voluntary Portable Benefits

 
Representing all Admitted Insurance Carriers
Representing all the leading insurance carriers in New Jersey, Pennsylvania New York and Delaware we guarantee the lowest cost. Take advantage of our industry knowledge, plan design and an enrollment education services to provide your company a complete employee benefit package. Change from a defined benefit program to a defined contribution and minimize your commitment of company resources, time and support. We do it all from communication, enrollment, administration and service at no direct cost to your company.

 
FSAs
Flexible Spending Accounts are a must in any size company. As non-covered co-pays and deductibles increase so does the added tax burden for employees to pay these expenses on an after-tax basis. If deducted on a pretax basis, employees save upwards of 25% and would improve cash flow and convenience. Your business saves 10% on the same dollars with reductions on matching social security taxes and workers compensation premiums. Additional savings exists to cover dependent care expenses, transportation and parking expenses to and from work. Funded by either an employer or an employee many options exist to motivate better utilization of medical, dental, and vision expenses.

In addition, employees save money on many types of eligible expenses not covered in full or at all by existing insurance plans including Orthodontics, Lasik surgery, infertility, over the counter medicines and supplies.

 
HRA's
Health reimbursement accounts date back to 1956 and are just now getting national attention. This tax savings vehicle allows endless opportunities to control all types of medical, dental, vision expenses. Customized to the exact employer specifications HRA's entice partial self insurance of seldom use expenses, motivate wellness, and reward healthy living generating both short and long-term savings. We offer expert advice, proper wording, and administration. Generate thousands of additional savings by seeing how this vehicle can help your company. 

 
HSA's
Health savings accounts are gaining ground as an answer to rising health premiums. Savings varies based on location and group demographics requiring thorough education on benefits and drawbacks. Many times a HRA and/or FSA offer companies more advantages depending on the employee's contribution and the need to control costs. Concern especially needs to be addressed in the early years when savings account balances are first being funded. We offer indemnity based supplements to safeguard saving accounts funds from being depleted in the early years as a result of a hospitalization and/or emergency room use.

 
EAP
Many options exist to help employee managed their lives and work schedules. Employee assistance plans are being offered by many more companies concerned that family responsibilities are taking away from productivity at work.

The fear of terrorism and job stability has expanded these programs to include dependent care facility searches, relocating services and grief counseling. Other types of employee assistance plan include family consulting, divorce and alcohol and drug addiction. Some programs supplement existing insurance plan benefits based allowing for increased access. Most large companies have implemented these programs and now lower costs allow small firms to offer some or all of these programs.

 
Workers Compensation
Learn how to lower claims and lower costs using proven techniques to reduce fraud and motivate employees to come back to work. Use managed care plans to lower premiums and generate additional savings. No matter what your current loss ratio is call us for affordable solutions.

 
DBL & TDB
Two thirds of employees live paycheck to paycheck and can not afford a cut in pay or to wait for claims to be processed by the state plans. We offer superior service using the leading private insurance carriers in the business. We offer low cost supplemental coverage to increase benefits on a voluntary or employer paid basis even in states not providing mandated coverage.

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1546 Old Farm Court Yardley, PA 19067 Sales@1StopBenefits.com Service@1StopBenefits.com

Toll Free:  Phone:  Fax 1:  Fax 2:

1-800-662-3982 215-321-6481 215-359-1375 215-321-6491

 

Important Note: This website provides only a simplified description of coverages and is not a statement of contract. Coverage may not apply in all states. For complete details of coverages, conditions, limits and losses not covered, be sure to read the policy, including all endorsements. Representing all admitted carriers in the Tri-State area: Aetna, AIG, Amerihealth, Blue Cross Blue Shield, Celtic, Cigna, Coventry Health, Genworth, Empire, Healthnet, Horizon Blue Cross, IBC, Impendence Blue Cross, Metropolitan Life, Oxford, Prudential, The Guardian, United Health Care, US Financial, Wellchoice, West Coast Life, NJ, New Jersey, NY, New York, PA, Pennsylvania, DE, Delaware, FL, Florida, Counties and Cities: Philadelphia, King of Prussia, Trenton, Newark, Manhattan, New York City; Bucks County, Montgomery County, Lehigh County, Philadelphia County, Delaware County, Newtown, Yardley, New Hope, Bensalem, Langhorne, Bristol, Atlantic County, Bergen County, Burlington County, Camden County, Cap May County, Cumberland County, Essex County, Gloucester County, Hudson County, Hunterdon County, Mercer County, Middlesex County, Monmouth County, Morris County, Ocean County, Passaic County, Salem County, Somerset County, Sussex County, Union County, Warren County Products and PA_NJ_NY_Service_Hightlights.htm: Group Insurance, Health Insurance, Dental Insurance, Disability Protection, Long Term Disability, Short Term Disability, TDB, STD, Life Insurance, Long Term Care, Cancer coverage, Critical Illness insurance, Hospital Indemnity Insurance, Gap Insurance, Mini-Med plans, Medicare Advantage, Medicare Supplemental Coverage, Retire Health, Prescription coverage, Medical Insurance, 21st Century Healthcare, Tax Savings Vehicle, Section 105, Section 125, Cafeteria Plans, Premium Conversion Plans, Premium Only Plans, Health Savings Account, Health Reimbursement Accounts, Transportation Accounts, Dependent Care Accounts, Self Insured Plans, Supplemental Plans, Accident Plans, Human Resource Tools, Employee website access, Benefit Statements, Salary Illustrations, Enrollment and Communication services, Dedicated enrollers, Shipping, Tax Savings, Payroll Services, Retirement Savings, Financial Planning, Annuities, 401K, IRA, Roth IRA, Pension, Employee Benefits, Voluntary, Employer Paid, Medical, Term Life Insurance, Vision, Laser Vision Correction, One Stop Benefits, 1 Stop Benefits, One Stop Benefit, 1 Stop Benefit, 1StopBenefit, OneStopBenefit, 1StopBenefit.com, OneStopBenefits.com, OneStopBenefits, Insurance Quote, Online insurance Quote, Social Security Benefit, Long Term Care , Individual Health, Affordable Family Health Insurance, Free Insurance Quote, Medical Dental