Welcome to 1StopBenefits!
 |
|
We offer group and individual health, dental, life, long term care, retiree health, and vision insurance and other employee benefits to companies headquartered in New Jersey, New York City and Pennsylvania. Using our ideas unlocks savings while reducing time spent on administration. Nine out of ten groups we analyze save thousands with no loss of material benefits. Our office caters to groups with 2 to 250 employees. However, our one-on-one dedicated enrollers can handle any size group in any state. Free individual term life, Universal life, disability, and long term care as well as health quotes are offered to employees and their loved ones using the lowest cost, top rated, carriers in the country. If your business is located in NJ, NY City, or PA call One Stop Benefits, INC for comprehensive, affordable, low cost, voluntary or employer funded medical and ancillary employee benefits. With over 20 years experience, all the top rated insurance companies in any given state, and strategic partnerships, price and service is never an issue.
Our system of onsite education, high tech delivery, and personal service allows our customers to concentrate on their business. Employee productivity excels with their financial security secure as a result of sickness or injury. Retention rates and employee morale rise with our comprehensive benefits package. Other services expand savings even when employer funding does not exist. |
|
Hit the "Easy Quote" button
for a short quote request
form with a fast
telephone response!
|
| Premium Only Plans & Section 125 Plans |
Section 105 HRAs & Health Savings Accounts |
| COBRA Administration |
College Financial Planning "PHiEd" |
| Employee Handbook Design |
LEGACYguard estate planning |
| Customized Employee Website Services |
Payroll Services |
| Pension Administration |
Shipping Services |
|
 |
 |
 |
|
Go to Why Us for more services that come standard for all our clients
|
Your core group health insurance plan
can be supplemented with many of these products:
|
| Cancer Insurance |
Critical Illness Plans |
| Dental Insurance |
Disability Income Protection |
| Life Insurance |
Long Term Care |
| Pension Plans |
Accident Plans |
| Medical Gap Insurance |
Hospital Indemnity Protection |
| Mini Med Programs |
Stand Alone Prescription Plans |
|
|
|
|
Employees have access to a voluntary benefits portfolio featuring
no participation requirements and level costs from their inception.
|
Generate upwards of 30% added savings using our tax savings administrative services. FSAs, HRAs and HSAs are some of the preferred services that can be communicated and implemented in your group. Eliminate taxes on many non-covered expenses, give employees a pay raise while the company reduces matching payroll taxes. Our low administration fees and unique funding is unequaled in the industry. Medical reimbursements can be direct deposited within 24 hours into your checking or savings account or use our debit MasterCard at the time of service. Dependent care and public transportation comes at no extra cost.
By using our suggested benefits strategy, employers obtain a fixed benefits expense, proper compliance with state and federal laws, and overall employee satisfaction with their benefits package.
When employers contribute the lion share to cost:
|
Current Plan |
Our Plan |
| |
PPO |
|
PPO |
|
| |
In Network |
Out of Network |
In Network |
*Out of Network |
|
Office |
$10 Copay |
Deductible Coinsurance |
100% |
100% |
|
Hospital |
100% |
Deductible Coinsurance |
100% |
100% |
|
Prescriptions |
10/25/35 Copay |
100% |
100% |
|
Family Cost |
$2000 a month |
$1400 a month |
|
|
*Assumes providers accept usual and customary rates of standard carriers.
Typically we use your same insurance carrier. Results vary based on enrollment status and demographics.
Preferred clients include Law Firms, Financial Firms, high white collar occupations or participants with high medical utilization in some states |
|
|
|
|
|
When the employee pays the majority of cost we dominate in offering Choice, Convenience and Savings. Call for your customized proposal.
Family owned companies and the self-employed also save big.
|
Section 105 Tax Advantage
|
Without Section 105
(BizPlan) |
With Section 105
(BizPlan) |
Premium Deduction
(Health & Long-Term Care) |
100% |
Premium Deduction
(Health & Long-Term Care) |
100% |
|
$10,000 x 100% |
$10,000 |
$10,000 x 100% = |
$10,000 |
|
Federal & State Tax Rate |
18% |
Federal, State, & SE Tax Rate |
33.3% |
|
$10,000 x 18% = |
$1,800 |
$10,000 x 33.3% = |
$3,300 |
|
Tax Savings |
$1,800 |
Tax Savings |
$3,330 |
|
|
|
|
|
|
Non-Insured Expenses |
0% Deductible |
Non-Insured Expenses |
100% |
|
$3,000 x 0% |
|
$3,000 x 100% |
$3,000 |
|
Federal & State Tax |
|
Federal, State, & SE Tax |
33.3% |
|
Tax Savings = |
$0 |
Tax Savings = |
$1,000 |
|
|
|
|
|
|
Total Expenses |
$13,000 |
Total Expenses |
$13,000 |
|
Total Deduction |
$10,000 |
Total Deduction |
$13,000 |
|
Total Tax Savings
|
$1,800
|
Total Tax Savings
|
$4,330
|
|
|
|
|
|
Our Service area includes:
New Jersey
Atlantic, Bergen, Burlington, Camden, Cape May, Essex, Gloucester, Hudson, Hunterdon, Mercer, Middlesex, Monmouth, Ocean, Passaic, Union, Salem, Somerset, Sussex
Including: Newark, Trenton, Vineland, Atlantic City, Secaucus
New York
Manhattan, Staten Island, Long Island
Pennsylvania
Bucks, Montgomery, Lehigh, Northampton, Philadelphia
Including: Bensalem, Bristol, Doylestown, Fort Washington, Lahaska, Langhorne, Levittown, Yardley, Newtown, Morrisville, Lower Makefield, King of Prussia
Free Group Quotes |
Free Personal Quotes |
Tax Savings Plans |
Services Offered |
Products Offered
Consumer Awareness |
Partner Links |
About Us |
Why Choose Us |
Client Services |
Contact Us
Return Home
 |
|
1546 Old Farm Court
Yardley, PA 19067
Sales@1StopBenefits.com
Service@1StopBenefits.com |
|
Toll Free:
Phone:
Fax 1:
Fax 2: |
1-800-662-3982
215-321-6481
215-359-1375
215-321-6491 |
|
Important Note: This website provides only a simplified description of coverages and is not a statement of contract. Coverage may not apply in all states. For complete details of coverages, conditions, limits and losses not covered, be sure to read the policy, including all endorsements.
Representing all admitted carriers in the Tri-State area: Aetna, AIG, Amerihealth, Blue Cross Blue Shield, Celtic, Cigna, Coventry Health, Genworth, Empire, Healthnet, Horizon Blue Cross, IBC, Impendence Blue Cross, Metropolitan Life, Oxford, Prudential, The Guardian, United Health Care, US Financial, Wellchoice, West Coast Life,
We offer affordable group health insurance services to small businesses located in the following Pennsylvania counties and cities: Philadelphia
County, Delaware County, Montgomery County, Chester County, Bucks County, Lehigh County, Berks County, Lancaster County, York County,
Emmanus, Hellertown, Whitehall, Cetronia, East Texas, Lanark, Dorneyville,Wagnersville, Catasauqua, Walbert, Farmersville, Stiles, Friedensville,
Mechanicsville, Hanover, North Catasauqua, Stroudsburg, Springfield, King of Prussia, Woodlyn, Chester, Norwood, Ridley Park,
Prospect Park, Folcroft, Darby, Swarthmore, Drexel Hill, Rutledge, Yeadon,Upper Darby, Secane, Milmont Park, Garden City, Wallingford, Morton,
Aldan, Primos, Pilgrim Gardens, Colwyn, Lester, Essington, Eddystone,Landsdowne, Fernwood, Milbourne, Havertown, Broomall, Penn Wynne,
Merion Station, Wynnewood, Haverford, Penn Valley, Bala-Cynwyd,Ardmore, Rosemont, Overbrook, Belmont Hills, Villanova, Rebel Hill,
Gulph Mills, Gladwyne, Conshohocken, Kings Manor, Swedeland,Swedesburg, Bridgeport, Norristown, Lafayette Hill, Plymouth Meeting,
Erdenheim, Oreland, Flourtown, Ardsley, North Hills, West Conshohocken,La Mott, Cheltenham, Melrose Park, Elkins Park, Glenside, Wyncote,
Roslyn, Abington, Huntingdon Valley, Rydal, Meadowbrook, Jenkintown,Hollywood, Rockledge, Somerton, Bustleton, Torresdale, Holmesburg,
Tacony, Kensington, Feltonville, Frankford, Olney, Andalusia, CornwellsHeights, Bridgewater, Croydon, Bensalem, Nottingham, Bristol, Edgely,
Newportville, West Bristol, Strafford, Devon, Berwyn, Port Kennedy,Newtown Square, Gradyville, Cheyney, Concordville, Narberth, Milltown,
Westtown, Trainer, Marcus Hook, West Chester, Lancaster, York, Reading,Allentown, Bethlehem, Pottstown, Coatesville, Kulpsville, Warminster,
Montgomeryville, Levittown, Valley Forge, Malvern, Green Tree, Paoli,Devault, Chatwood, Goshenville, Sugartown, Glenloch, Chester Springs,
Audubon, Eagleville, Evansburg, Worcester, Blue Bell, Center Square, Fort Washington, Philadelphia, Doylestown, Chalfort, Quakertown, Perkasie,
Sellersville, Soudertown, Willow Grove, Warrington, Morrisville, Ambler,Lower Gwynedd, Washington Crossing, New Hope, Richboro, Feasterville,
Southampton, Langhorne, Holland, Newtown, and Yardley, PA.
We also offer affordable group employee health insurance services to businesses located in the following Delaware counties and cities: Castle
County, Kent County, Sussex County, Newark, Claymont, Middletown,Dover, Milford, Georgetown, Seaford, Yorklyn, Centerville, Talleyville,
Greenville, Newport, New Castle, Hillcrest, Elsmere, Penny Hill, Graylyn Crest, Ardentown, Hockessin, Delaware Heights, Devonshire, Arden, Fairfax,
Dunleith, Meadowood, Sherwood Park, Wilmington Manor, Lancaster Village, Ashland, Penn Acres, Green Acres, Darley Woods, Wilmington
Gardens, Ogletown, Delaware City, Woodland Beach, Bay View Beach,Wilmington, DE; as well as offering group insurance services in the following
New Jersey counties and cities: Mercer County, Burlington County, Camden County, Gloucester County, Salem County, Cumberland County, Atlantic
County, Camden, Vineland, Ewing, Cherry Hill, Pennsauken, Willingboro,Collingswood, Palmyra, Delran, Cinnaminson, Moorestown, Riverside,
Gloucester City, Bellmawr, Runnemede, Burlington, Edgewater Park,Haddonfield, Maple Shade, Princeton, Mercerville, Slackwoods, Yardville,
White Horse, Mansfield, Atlantic City, Margate City, Ocean City, and Trenton, NJ Atlantic County, Bergen County, Burlington County, Camden County, Cap May County, Cumberland County, Essex County, Gloucester County, Hudson County, Hunterdon County, Mercer County, Middlesex County, Monmouth County, Morris County, Ocean County, Passaic County, Salem County, Somerset County, Sussex County, Union County, Warren County
Products and PA_NJ_NY_Service_Hightlights.htm: Group Insurance, Health Insurance, Dental Insurance, Disability Protection, Long Term Disability, Short Term Disability, TDB, STD, Life Insurance, Long Term Care, Cancer coverage, Critical Illness insurance, Hospital Indemnity Insurance, Gap Insurance, Mini-Med plans, Medicare Advantage, Medicare Supplemental Coverage, Retire Health, Prescription coverage, Medical Insurance, 21st Century Healthcare, Tax Savings Vehicle, Section 105, Section 125, Cafeteria Plans, Premium Conversion Plans, Premium Only Plans, Health Savings Account, Health Reimbursement Accounts, Transportation Accounts, Dependent Care Accounts, Self Insured Plans, Supplemental Plans, Accident Plans, Human Resource Tools, Employee website access, Benefit Statements, Salary Illustrations, Enrollment and Communication services, Dedicated enrollers, Shipping, Tax Savings, Payroll Services, Retirement Savings, Financial Planning, Annuities, 401K, IRA, Roth IRA, Pension, Employee Benefits, Voluntary, Employer Paid, Medical, Term Life Insurance, Vision, Laser Vision Correction, One Stop Benefits, 1 Stop Benefits, One Stop Benefit, 1 Stop Benefit, 1StopBenefit, OneStopBenefit, 1StopBenefit.com, OneStopBenefits.com, OneStopBenefits, Insurance Quote, Online insurance Quote, Social Security Benefit, Long Term Care , Individual Health, Affordable Family Health Insurance, Free Insurance Quote, Medical Dental
|
|
